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臺灣銀行公告
- 新臺幣優利存款專案牌告利率，詳附表。 (點我查看)
- 基本放款利率 = 基準利率 + 2.14%。
- 授信個案之「加碼利率」，須另依授信戶之信用條件、與本行往來實績、擔保品狀況及授信風險等因素訂定。
- 本表僅供參考，正確資料請洽各營業單位。
Quoted Date: 2025/11/03
Practice Date: 2024/08/01
| Items | Period | Rates(% per annum) | ||||
|---|---|---|---|---|---|---|
| Deposit Amounts | Floating Rates | Fixed Rates | ||||
| Year, Month, and Day parameters describe an un-representable DateTime. | ||||||
| Time Savings Deposits | 3 Years | Under $5,000,000 | 1.785 | 1.785 | ||
| $5,000,000 or above | 0.845 | 0.845 | ||||
| 2Y～Less Than 3Y | Under $5,000,000 | 1.750 | 1.750 | |||
| $5,000,000 or above | 0.840 | 0.840 | ||||
| 1Y～Less Than 2Y | Under $5,000,000 | 1.715 | 1.725 | |||
| $5,000,000 or above | 0.835 | 0.835 | ||||
| Time Deposits | 3 Years | Under $5,000,000 | 1.745 | 1.745 | ||
| $5,000,000 or above | 0.780 | 0.780 | ||||
| 2Y～Less Than 3Y | Under $5,000,000 | 1.730 | 1.730 | |||
| $5,000,000 or above | 0.775 | 0.775 | ||||
| 1Y～Less Than 2Y | Under $5,000,000 | 1.690 | 1.700 | |||
| $5,000,000 or above | 0.770 | 0.770 | ||||
| 9M～Less Than 1Y | Under $5,000,000 | 1.575 | 1.580 | |||
| $5,000,000 or above | 0.735 | 0.735 | ||||
| 6M～Less Than 9M | Under $5,000,000 | 1.460 | 1.465 | |||
| $5,000,000 or above | 0.725 | 0.725 | ||||
| 3M～Less Than 6M | Under $5,000,000 | 1.285 | 1.290 | |||
| $5,000,000 or above | 0.715 | 0.715 | ||||
| 1M～Less Than 3M | Under $5,000,000 | 1.225 | 1.225 | |||
| $5,000,000 or above | 0.710 | 0.710 | ||||
| Items | Rates(% per annum) | ||||
|---|---|---|---|---|---|
| Demand Deposits | 0.705 | ||||
| Demand Savings Deposits | 0.825 | ||||
| Payroll Transfers | 0.885 | ||||
| Stocks and Shares | 0.030 | ||||
| Credit Card Differential Interest Rate | 6.001 | 8.001 | 9.001 | 10.001 | 12.001 |
| Base Rate(by month) | 3.244 | ||||
| Base Rate(by season) | 3.244 | ||||
| Adjustable Rates for Consumer Loans(by month) | 1.751 | ||||
| Adjustable Rates for Consumer Loans(by season) | 1.751 | ||||
| Floating Rate of Time Deposit─1 Y～Less Than 2Y of Chunghwa Post Co.,Ltd.(Under $5,000,000) | 1.685 | ||||
| Floating Rate of Time Deposit─2 Y～Less Than 3Y of Chunghwa Post Co.,Ltd.(Under $5,000,000) | 1.720 | ||||
| 數位存款帳戶 | ||
| 數位存款帳戶 （註：本項適用期間自114年1月1日起至12月31日止） |
10萬元（含）以內 | 適用新臺幣定期儲蓄存款一年期一般機動利率加0.36%計息 |
| 10萬元（不含）以上 | 適用活期儲蓄存款利率 | |