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New Taiwan Dollar Interest Rates

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Quoted Date: 2022/12/31
Practice Date: 2022/12/21
Items Period Rates(% per annum)
Deposit Amounts Floating Rates Fixed Rates
Year, Month, and Day parameters describe an un-representable DateTime.
Time Savings Deposits 3 Years
Under $5,000,000 1.535 1.535
$5,000,000 or above 0.595 0.595
2Y~Less Than 3Y
Under $5,000,000 1.500 1.500
$5,000,000 or above 0.590 0.590
1Y~Less Than 2Y
Under $5,000,000 1.465 1.475
$5,000,000 or above 0.585 0.585
Time Deposits 3 Years Under $5,000,000 1.495 1.495
$5,000,000 or above 0.530 0.530
2Y~Less Than 3Y Under $5,000,000 1.480 1.480
$5,000,000 or above 0.525 0.525
1Y~Less Than 2Y Under $5,000,000 1.440 1.450
$5,000,000 or above 0.520 0.520
9M~Less Than 1Y
Under $5,000,000 1.325 1.330
$5,000,000 or above 0.485 0.485
6M~Less Than 9M
Under $5,000,000 1.210 1.215
$5,000,000 or above 0.475 0.475
3M~Less Than 6M
Under $5,000,000 1.035 1.040
$5,000,000 or above 0.465 0.465
1M~Less Than 3M
Under $5,000,000 0.975 0.975
$5,000,000 or above 0.460 0.460
Items Rates(% per annum)
Demand Deposits 0.455
Demand Savings Deposits 0.575
Payroll Transfers 0.580
Stocks and Shares 0.030
Credit Card Differential Interest Rate 5.495 7.495 8.495 9.495 11.495
Base Rate(by month) 2.867
Base Rate(by season) 2.867
Adjustable Rates for Consumer Loans(by month) 1.377
Adjustable Rates for Consumer Loans(by season) 1.377
Floating Rate of Time Deposit─1 Y~Less Than 2Y of Chunghwa Post Co.,Ltd.(Under $5,000,000) 1.435
Floating Rate of Time Deposit─2 Y~Less Than 3Y of Chunghwa Post Co.,Ltd.(Under $5,000,000) 1.470
數位存款帳戶
(註:本項適用期間自113年1月1日起至12月31日止)
10萬元(含)以內 適用新臺幣定期儲蓄存款一年期一般機動利率加0.36%計息
10萬元(不含)以上 適用活期儲蓄存款利率

基準利率說明 | 定儲利率指數說明

理財試算 Get Excel (CSV) file