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臺灣銀行公告
- 新臺幣優利存款專案牌告利率，詳附表。 (點我查看)
- 基本放款利率 = 基準利率 + 2.14%。
- 授信個案之「加碼利率」，須另依授信戶之信用條件、與本行往來實績、擔保品狀況及授信風險等因素訂定。
- 本表僅供參考，正確資料請洽各營業單位。
Quoted Date: 2022/11/28
Practice Date: 2022/11/10
| Items | Period | Rates(% per annum) | ||||
|---|---|---|---|---|---|---|
| Deposit Amounts | Floating Rates | Fixed Rates | ||||
| Year, Month, and Day parameters describe an un-representable DateTime. | ||||||
| Time Savings Deposits | 3 Years | Under $5,000,000 | 1.410 | 1.420 | ||
| $5,000,000 or above | 0.470 | 0.470 | ||||
| 2Y～Less Than 3Y | Under $5,000,000 | 1.375 | 1.385 | |||
| $5,000,000 or above | 0.465 | 0.465 | ||||
| 1Y～Less Than 2Y | Under $5,000,000 | 1.340 | 1.350 | |||
| $5,000,000 or above | 0.460 | 0.460 | ||||
| Time Deposits | 3 Years | Under $5,000,000 | 1.370 | 1.380 | ||
| $5,000,000 or above | 0.405 | 0.405 | ||||
| 2Y～Less Than 3Y | Under $5,000,000 | 1.355 | 1.365 | |||
| $5,000,000 or above | 0.400 | 0.400 | ||||
| 1Y～Less Than 2Y | Under $5,000,000 | 1.315 | 1.325 | |||
| $5,000,000 or above | 0.395 | 0.395 | ||||
| 9M～Less Than 1Y | Under $5,000,000 | 1.200 | 1.205 | |||
| $5,000,000 or above | 0.360 | 0.360 | ||||
| 6M～Less Than 9M | Under $5,000,000 | 1.085 | 1.090 | |||
| $5,000,000 or above | 0.350 | 0.350 | ||||
| 3M～Less Than 6M | Under $5,000,000 | 0.910 | 0.915 | |||
| $5,000,000 or above | 0.340 | 0.340 | ||||
| 1M～Less Than 3M | Under $5,000,000 | 0.850 | 0.850 | |||
| $5,000,000 or above | 0.335 | 0.335 | ||||
| Items | Rates(% per annum) | ||||
|---|---|---|---|---|---|
| Demand Deposits | 0.330 | ||||
| Demand Savings Deposits | 0.450 | ||||
| Payroll Transfers | 0.455 | ||||
| Stocks and Shares | 0.030 | ||||
| Credit Card Differential Interest Rate | 5.495 | 7.495 | 8.495 | 9.495 | 11.495 |
| Base Rate(by month) | 2.867 | ||||
| Base Rate(by season) | 2.867 | ||||
| Adjustable Rates for Consumer Loans(by month) | 1.377 | ||||
| Adjustable Rates for Consumer Loans(by season) | 1.245 | ||||
| Floating Rate of Time Deposit─1 Y～Less Than 2Y of Chunghwa Post Co.,Ltd.(Under $5,000,000) | 1.310 | ||||
| Floating Rate of Time Deposit─2 Y～Less Than 3Y of Chunghwa Post Co.,Ltd.(Under $5,000,000) | 1.345 | ||||
| 數位存款帳戶 | ||
| 數位存款帳戶 （註：本項適用期間自114年1月1日起至12月31日止） |
10萬元（含）以內 | 適用新臺幣定期儲蓄存款一年期一般機動利率加0.36%計息 |
| 10萬元（不含）以上 | 適用活期儲蓄存款利率 | |