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New Taiwan Dollar Interest Rates

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Quoted Date: 2024/04/14
Practice Date: 2024/04/10
Items Period Rates(% per annum)
Deposit Amounts Floating Rates Fixed Rates
Year, Month, and Day parameters describe an un-representable DateTime.
Time Savings Deposits 3 Years
Under $5,000,000 1.785 1.785
$5,000,000 or above 0.845 0.845
2Y~Less Than 3Y
Under $5,000,000 1.750 1.750
$5,000,000 or above 0.840 0.840
1Y~Less Than 2Y
Under $5,000,000 1.715 1.725
$5,000,000 or above 0.835 0.835
Time Deposits 3 Years Under $5,000,000 1.745 1.745
$5,000,000 or above 0.780 0.780
2Y~Less Than 3Y Under $5,000,000 1.730 1.730
$5,000,000 or above 0.775 0.775
1Y~Less Than 2Y Under $5,000,000 1.690 1.700
$5,000,000 or above 0.770 0.770
9M~Less Than 1Y
Under $5,000,000 1.575 1.580
$5,000,000 or above 0.735 0.735
6M~Less Than 9M
Under $5,000,000 1.460 1.465
$5,000,000 or above 0.725 0.725
3M~Less Than 6M
Under $5,000,000 1.285 1.290
$5,000,000 or above 0.715 0.715
1M~Less Than 3M
Under $5,000,000 1.225 1.225
$5,000,000 or above 0.710 0.710
Items Rates(% per annum)
Demand Deposits 0.705
Demand Savings Deposits 0.825
Payroll Transfers 0.885
Stocks and Shares 0.030
Credit Card Differential Interest Rate 5.875 7.875 8.875 9.875 11.875
Base Rate(by month) 3.244
Base Rate(by season) 3.119
Adjustable Rates for Consumer Loans(by month) 1.625
Adjustable Rates for Consumer Loans(by season) 1.625
Floating Rate of Time Deposit─1 Y~Less Than 2Y of Chunghwa Post Co.,Ltd.(Under $5,000,000) 1.685
Floating Rate of Time Deposit─2 Y~Less Than 3Y of Chunghwa Post Co.,Ltd.(Under $5,000,000) 1.720
數位存款帳戶
(註:本項適用期間自113年1月1日起至12月31日止)
10萬元(含)以內 適用新臺幣定期儲蓄存款一年期一般機動利率加0.36%計息
10萬元(不含)以上 適用活期儲蓄存款利率

基準利率說明 | 定儲利率指數說明

理財試算 Get Excel (CSV) file