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New Taiwan Dollar Interest Rates

Quoted Date: 2020/09/26
Practice Date: 2020/08/01
Items Period Rates(% per annum)
Deposit Amounts Floating Rates Fixed Rates
Year, Month, and Day parameters describe an un-representable DateTime.
Time Savings Deposits 3 Years Under $5,000,000 0.865 0.815
$5,000,000 or above 0.190 0.180
2Y~Less Than 3Y Under $5,000,000 0.845 0.795
$5,000,000 or above 0.160 0.150
1Y~Less Than 2Y Under $5,000,000 0.840 0.790
$5,000,000 or above 0.140 0.130
Time Deposits 3 Years Under $5,000,000 0.825 0.765
$5,000,000 or above 0.190 0.180
2Y~Less Than 3Y Under $5,000,000 0.820 0.760
$5,000,000 or above 0.160 0.150
1Y~Less Than 2Y Under $5,000,000 0.815 0.755
$5,000,000 or above 0.140 0.130
9M~Less Than 1Y Under $5,000,000 0.700 0.650
$5,000,000 or above 0.110 0.100
6M~Less Than 9M Under $5,000,000 0.585 0.535
$5,000,000 or above 0.090 0.080
3M~Less Than 6M Under $5,000,000 0.410 0.380
$5,000,000 or above 0.070 0.060
1M~Less Than 3M Under $5,000,000 0.350 0.350
$5,000,000 or above 0.050 0.050
Items Rates(% per annum)
Demand Deposits 0.040
Demand Savings Deposits 0.100
Payroll Transfers 0.200
Stocks and Shares 0.020
Credit Card Differential Interest Rate 5.066 7.066 8.066 9.066 11.066
Base Rate(by month) 2.366
Base Rate(by season) 2.366
Adjustable Rates for Consumer Loans(by month) 0.816
Adjustable Rates for Consumer Loans(by season) 0.816
Floating Rate of Time Deposit─1 Y~Less Than 2Y of Chunghwa Post Co.,Ltd.(Under $5,000,000) 0.810
Floating Rate of Time Deposit─2 Y~Less Than 3Y of Chunghwa Post Co.,Ltd.(Under $5,000,000) 0.845
數位存款帳戶
(註:本項適用期間自109年6月1日至12月31日止)
10萬元(含)以內 適用新臺幣定期儲蓄存款一年期一般機動利率加0.04%計息
10萬元(不含)以上 適用活期儲蓄存款利率